Heat oven to 400 degrees fahrenheit with rack in the middle. Line a baking sheet with tin foil.
Heat 2 tablespoons of oil in a large cast iron skillet over medium heat until shimmering. Add the onions. Cook for about 8 minutes until softened, stirring often. Add the garlic, salt & spices. Combine well, cook another 2 minutes. Add the other two tablespoons of olive oil and the veggies. Mix well and cook for 6 minutes, or until softened. Stir in the black beans.
Place a sigle layer of nachos on the baking sheet. Top with the sautéed vegetable mixture. Top with the cheese. Bake for 8 minutes. Remove from the oven & top with some guacamole, salsa, red onion & cilantro. Serve with sour cream.
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